Vancouver Insurance Lawyers
Insurance claim denied? Contact our experienced insurance lawyers serving Vancouver, Burnaby, New Westminster, Richmond, Surrey, and Coquitlam, B.C. today.
Our Services
Insurance Law
As insurance coverage lawyers, we are well-positioned to interpret policy wordings that are at the core of a coverage dispute between the policyholder and insurer.
“A policyholder’s home insurance claim was denied after a water loss, with his insurer relying on an exclusion clause. The policyholder sued his insurer alleging that the interpretation of the exclusion clause was actually in his favour. He also sued his insurance broker for failing to place sufficient insurance. The policyholder’s claim with the defendants was resolved at mediation.”
- Interpretation of common policy wordings
- CGL, homeowners, professional liability, errors and omissions, directors and officers, course of construction, wrap up liability, and long term disability policies
- Issuance of coverage opinions and representation during insurance coverage disputes between insurer and insured
- Interpretation of common exclusion clauses and policy conditions including Your Work, Your Product, Pollution, Material Misrepresentation and Material Change in Risk
Why Choose Our Vancouver Insurance Lawyers?
Our Vancouver insurance coverage lawyers focus on policy interpretation, coverage disputes, subrogation, and bad faith claims allegations.
Industry-Focused Expertise – We specialize in insurance coverage law and understand the unique challenges insurers face.
Proven Litigation Success – Extensive experience in coverage disputes, subrogation, and insurance defense litigation.
Strategic, Cost-Effective Solutions – We prioritize early resolution and risk mitigation to minimize litigation costs.
Efficient Claims Handling – We streamline dispute resolution, allowing insurers to focus on business operations.
1. Coverage Opinions & Policy Interpretation
We provide clear, strategic guidance on policy language, exclusions, and obligations, helping clients make informed coverage decisions. Our services include:
✔ Interpreting insurance policies to minimize ambiguity and litigation risks.
✔ Providing coverage opinions on CGL, E&O, D&O, Course of Construction, Wrap-Up, property, and auto policies.
✔ Advising on policy exclusions, conditions, and endorsements.
2. Coverage Disputes & Litigation
When coverage disputes arise, we represent clients involved in complex coverage litigation, including:
✔ Duty to defend and indemnify disputes.
✔ Declaratory judgment actions.
✔ Third-party liability claims and excess coverage disputes.
✔ Application of policy exclusion clauses.
✔ Allegations of breach of policy conditions and warranties.
3. Subrogation & Recovery Actions
We help insurers recover losses through effective subrogation strategies, including:
✔ Pursuing negligent third parties responsible for insured losses.
✔ Identifying recovery opportunities in property, fire, and casualty claims.
✔ Negotiating favorable settlements and initiating litigation when necessary.
4. Commercial General Liability (CGL) & Professional Liability Claims
We represent insurers in CGL and professional liability claims, ensuring a strong defense against policyholder lawsuits. Our focus areas include:
✔ Construction defect claims and builder’s risk and wrap-up liability policies.
✔ Errors & omissions (E&O) and directors & officers (D&O) liability.
✔ Defense of professionals, including lawyers, architects, engineers, accountants, and insurance brokers.